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Home » Buried Utility Lines in Wood Dale & Chicago IL

Buried Utility Lines in Wood Dale & Chicago IL

The communities that make up the Chicago metro area have very competitive real estate markets. So, once you buy a home, it is critical that you protect your investment.

Did you know that for most homeowners, the underground sewer and water piping that connect their home to the street are their responsibility? Most homeowner policies exclude coverage for underground lines such as these, however. To be prepared for anything, you should be able to rely on strong buried utility lines insurance.

SAMCO Agency has provided Illinois insurance customers with quality, customized insurance benefits for more than 45 years. As a locally owned, independent agency, we know that our neighbors want the strongest policies, but that they can’t pay astronomical prices for them. We will go deep into the details with you to make sure that your home insurance plan is right for you, both in price and scope.

Call us at 630-227-9000 to request your free quote on coverage now!

Common Buried Utility Line Insurance Questions:

What does Buried Utility Line insurance cover?
Underground Utility Line Coverage is a homeowners insurance endorsement that provides protection against a leak, break, tear, rupture, collapse or arcing of a covered underground utility line caused by:

  • Wear and tear, marring, deterioration, hidden decay rust or other corrosion.
  • Mechanical breakdown, latent defect or inherent vice.
  • Weight of equipment, animals or people.
  • Artificially generated electrical current.
  • Freezing.
  • Root invasion.

These and so many other problems could quickly lead to huge repair and recovery costs. You shouldn’t have to bear those costs alone, which is where home insurance can help. By making a claim on a home insurance policy that includes a buried utility line endorsement, you can receive financial support following numerous challenges that you didn’t expect, but that could still prove very expensive.

Why do I Need Buried Pipe Homeowners Insurance?
Coverage is available when one of the existing lines leaks, breaks, tears, ruptures, collapses, or arcs. Should a covered loss occur, coverage is available to pay for the damage to the utility line, excavation costs, expediting expenses to make repairs, and outdoor property that’s damaged because of the loss.

How Much is Buried Pipe Homeowners Insurance?
For a small annual premium, you can have peace of mind knowing this coverage will be available to you for underground utility lines that you are legally responsible for. Your policy premiums might vary, but adding this endorsement into your homeowners plan will usually only add a small amount of additional cost into your existing rates.

Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. Contact SAMCO Agency, Ltd. for your quote today!