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Home » Blog

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February 27, 2024
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What is SR-22 Insurance

Illinois drivers convicted of certain serious driving offenses may be required to file an SR-22 form to prove that their auto insurance coverage meets the state’s minimum requirements. In Illinois, all residents who drive must maintain minimum amounts of auto insurance, including liability insurance, to help cover third-party accident-related deaths, injuries and property damage. If […]
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October 24, 2023
Agency

Why Does Auto Insurance Matter?

Auto insurance might seem like just another recurring expense, but it serves a vital role that can far outweigh its cost. Here, we’ll dive into why auto insurance matters, especially for our friends and neighbors in Wood Dale, Illinois, and the surrounding areas.  Understanding Illinois Legal Requirements  State law requires drivers to carry a certain […]
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October 3, 2023
Agency

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
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September 1, 2023
Agency

How Do You Know When a Car is Totaled?

Car accidents are scary no matter if they’re small fender-benders or multi-car crashes. If you are involved in an accident of any kind, it is important to have the damage assessed by a professional. But what happens in a large crash? How do you know when your car will be declared as totaled?  There are […]
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August 15, 2023
Agency

Types Of Motorcycle Insurance Policies

Motorcycle insurance policies protect your vehicle from liability risks and other concerns. However, it can be a challenge to identify the right type of policy for your situation.   By researching different policies, you can clarify your options and find strong coverage.  Basic Liability Coverage  A basic motorcycle insurance policy follows the state and local laws […]
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July 5, 2023
Agency

The Penalties of Driving Without Car Insurance

Most states, by law, require drivers to carry minimum amounts of car insurance. They do so because of the high amount of security that car insurance provides every driver, even those who think they are safe behind the wheel. After all, no one is immune to car accidents, and car insurance might be the only […]
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June 1, 2023
Agency

Tips for Saving on Auto Insurance

Having to pay for insurance that you don’t use frequently can be irritating, but this coverage is essential for those occasions when you do have to file a claim. However, there are still many ways for you to lower your car insurance premium. Here are some of them.  Policy bundles: By bundling your individual insurance […]
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May 19, 2023
Agency

Why No Insurance Might Lead to SR-22 Requirements

Driving is a public activity. You have to take responsibility for your duty to others’ safety. In the event of a problem on the road, more people than just yourself might become involved, after all. That could mean that your auto liability insurance comes into play. But, what if you don’t have it? You might […]
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April 14, 2023
Agency

Auto Insurance for Your Teenage Driver

Your family has finally arrived at the time in your lives where you have a teenage driver in the home. Your teen has passed the tests, logged their practice hours and is now ready to drive solo. While you may be ready to panic at the thought, comprehensive auto insurance coverage can set your mind […]
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March 2, 2023
Agency

Adjusting Your Auto Insurance When You Move

Moving to a new home can impact how much risk your vehicle faces.  What worked for you in your old home might not work for you in your new one. Therefore, it is best to specifically review your auto insurance policy during your move. Your insurance agent can help you update and adjust your coverage […]
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