333 N Wood Dale RdSuite 207Wood Dale, IL 60191

SAMCO HAS BEEN SATISFYING INSURANCE CLIENTS FOR OVER 45 YEARS

Call Us 630-227-9000

Auto

We are happy to assist you in selecting the best coverage.

Quote

Home

We get you the right coverage for the right price.

Quote

Business

We offer free quotes and dedicated personal service.

Quote
Home » Renters Insurance for Unmarried Couples
May 27, 2021
Agency

Renters Insurance for Unmarried Couples

More than ever before, unmarried couples are choosing to live together. There are several reasons for this, including the fact that it’s cheaper for two people to live in only one residence. But can unmarried couples be covered under a single renters insurance policy? In most cases, the answer is yes; however, many couples have their insurance set up the wrong way. 

Renters insurance is designed to protect your property and liability risks within the walls of your rental residence. But on most standard policies, this protection extends only to the named insured and his or her resident spouse or relatives. In this case, a significant other to whom the insured person is not married may not share the same protection. However, this doesn’t mean a partner cannot be added to a renters insurance policy. 
for rent sign
Many insurance providers will allow you add your significant other to your policy as a second named insured. If this cannot be done with your carrier, another option is to endorse your partner onto the policy as a roommate. While the first option generally costs less, the second option can at least provide some peace of mind. 

When arranged properly, renters insurance for unmarried couples is entirely possible, albeit possibly with a different insurance carrier. The best way to ensure that you’ve set up your coverage correctly is to work with a skilled independent insurance agent. No matter the composition of the residence, your agent will be able to help you find a policy that protects everyone and their belongings. 

 

Categories: Renters Insurance

Tags: Renters Insurance

Leave a Reply

Your email address will not be published. Required fields are marked *